Terms of Use
PLEASE READ THE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE. This site is free to use by our visitors. And by using this site, you, the user, are agreeing to comply with and be bound by the following terms of use. After reviewing the following terms and conditions thoroughly, if you do not agree to the terms and conditions, please do not use this site.
TCPA & Registration Terms:
If you choose to register on our website, you hereby consent to receive auto-dialed and/or pre-recorded telemarketing calls and/or text messages on provided number from or on behalf of High Desert Manufactured Homes Jms Sales Inc License Number with High Desert Manufactured Homes or its participating lenders or affiliates; from the following telephone number: (888) 752-2433, or from other numbers related to or affiliated with the company, which may use an automatic telephone dialing system, an artificial or prerecorded voice or text message. Standard message and data rates may apply. You acknowledge that you may receive emails or communications with mortgage-related information. You also certify that the provided number is your actual cell phone number and not that of anyone else. Furthermore, if your cell phone number changes, we ask for prompt notice of the new number.
If you wish to opt out of phone calls, texts or emails, please call (888) 752-2433 or email [email protected] and let us know you wish to opt out.
Acceptance of Agreement:
You agree to the terms and conditions outlined in this Terms and Conditions of use Agreement (Agreement) with respect to our site (the Site). This Agreement constitutes the entire and only agreement between us and you, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Site, the content, free product samples or freebie offers or services provided by or listed on the Site, and the subject matter of this Agreement. This Agreement may be amended by us at any time and at any frequency without specific notice to you. The latest Agreement will be posted on the Site, and you should review this Agreement prior to using the Site.
Copyright:
The content, organization, graphics, design, and other matters related to the Site are protected under applicable copyrights and other proprietary laws, including but not limited to intellectual property laws. The copying, reproduction, use, modification, or publication by you of any such matters or any part of the Site is strictly prohibited without our express prior written permission.
Deleting and Modification:
We reserve the right in our sole discretion, without any obligation and without any notice requirement to you, to edit or delete any documents, information, or other content appearing on the Site, including this Agreement. Indemnification. You agree to indemnify, defend and hold us, our officers, our share holders, our partners, attorneys and employees harmless from any and all liability, loss, damages, claim and expense, including reasonable attorney’s fees, related to your violation of this Agreement or use of the Site.
Disclaimer:
THE CONTENT, SERVICES, FREE PRODUCT SAMPLES, AND FREEBIE OFFERS FROM OR LISTED THROUGH THE SITE ARE PROVIDED “AS-IS,” “AS AVAILABLE,” AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED, INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, QUALITY, AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THIS SITE AND ANY WEBSITE WITH WHICH IT IS LINKED. THE INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS, OR OTHER LIMITATIONS. WE HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR SERVICE. IN PARTICULAR, BUT NOT AS A LIMITATION, WE ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LOSS OF MONEY, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, NEGLIGENCE, PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU THE USER. THIS SITE AND THE INFORMATION WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE SITE SHALL CREATE ANY WARRANTY, REPRESENTATION, OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT. THE INFORMATION AND ALL OTHER MATERIALS ON THE SITE ARE PROVIDED FOR GENERAL INFORMATION PURPOSES ONLY AND DO NOT CONSTITUTE PROFESSIONAL ADVICE. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY AND COMPLETENESS OF ALL INFORMATION AVAILABLE ON THIS SITE OR ANY WEBSITE WITH WHICH IT IS LINKED.
Limits:
All responsibility or liability for any damages caused by viruses contained within the electronic file containing the form or document is disclaimed. We will not be liable to you for any incidental, special, or consequential damages of any kind that may result from the use of or inability to use the site.
Third-Party Website:
All rules, terms and conditions, other policies (including privacy policies), and operating procedures of third-party linked websites will apply to you while on such websites. We are not responsible for the content, accuracy, or opinions expressed in such Websites, and such Websites are not investigated, monitored, or checked for accuracy or completeness by us. Inclusion of any linked Website on our Site does not imply approval or endorsement of the linked Website by us. This Site and the third-party linked websites are independent entities, and neither party has the authority to make any representations or commitments on behalf of the other. If you decide to leave our Site and access these third-party linked sites, you do so at your own risk.
Submissions:
All suggestions, ideas, notes, concepts, blog posts, and other information you may send to us (collectively, “Submissions”) shall be deemed and shall remain our sole property and shall not be subject to any obligation of confidence on our part. Without limiting the foregoing, we shall be deemed to own all known and hereafter existing rights of every kind and nature regarding the Submissions and shall be entitled to unrestricted use of the Submissions for any purpose without compensation to the provider of the Submissions.
For Everyone:
By completing a submission form on this site, you understand that real estate professionals and/or lenders may call/text you regarding your inquiry, and may involve automated means and prerecorded/artificial voices. Registration is not a condition of buying any property, goods or services. Messages/data rates may apply. Consent can be withdrawn at any time by calling (888) 752-2433 or email [email protected] and letting us know you wish to opt out.
General:
You agree that all actions or proceedings arising directly or indirectly out of this agreement, or your use of the site or any sample products , freebie offers or services obtained by you through such use, shall be litigated in the District Court of California. You are expressly submitting and consenting in advance to such jurisdiction in any action or proceeding in any of such court, and are waiving any claim that the District Court of California is an inconvenient forum or an improper forum based on lack of venue. This site is controlled by Elevated Network, LLC. in the State of California, USA. As such, the laws of California will govern the terms and conditions contained in this Agreement and elsewhere throughout the Site, without giving effect to any principles of conflicts of laws. In addition, by your use of this Site and Terms you agree to Elevated Network’s terms available at https://elevatednetwork.com/terms.
GDPR Compliance:
This Site is intended solely for individuals residing outside of the territory of the European Union. By accessing and using this Site, you hereby agree and represent either (i) you are not a resident of the European Union, or (ii) if you are a resident of the European Union, that you hereby provide express consent to any personal information which may be collected from you by this Site, including, but not limited to, first name, last name, email address, phone number, physical address, IP address, and social media accounts and information. In no event shall any user cause this Site to collect personal information of any individual residing in the European Union without first obtaining the express consent of such individual.
How to Contact Us:
If you have any questions or comments about this policy, or terms, if you need to report a problem with the Service, or if you would like to exercise one of your rights under this policy, please contact the us at:
High Desert Manufactured Homes
High Desert Manufactured Homes Jms Sales Inc
Phelan, CA 92371
Contact Phone: (888) 752-2433
Contact Email: [email protected]
Please include in your correspondence your name, contact information, and the nature of your request so that we can respond appropriately and promptly. Please allow thirty (30) calendar days for a response to any inquiry you submit to the us.
THE FOLLOWING FEES/COSTS ARE INCLUDED IN YOUR CONSTRUCTION LOAN:
- Closing costs.
- Prepaid property taxes and homeowners insurance.
- Construction soft costs ( Draw inspection fees/costs ).
- Construction interest ( Interest during construction ). Used for interest payments during construction process. Therefore, no payments required by borrower until completion of project.
Your Loan Consultant will deduct these fees/costs from your total loan amount and send your builder or modular/manufactured home dealer a budget for their maximum contract amount, plus the price of land, if applicable.
Step 4: Owned Land or Gifted
- Copy of deed, copy of closing statement if purchased within one year. If land is currently financed, we will need contact information for note holder.
- If land is gifted to you, we will also need a gift letter and copy of survey.
Step 5: If you are buying the land
The land does not have a separate closing. The land contract is closed and funded aling with the construction contract. However, your loan consultant will need to talk with your real estate agent before an offer is made.
LAND CONTRACT CONTINGENCIES:
- Minimum of 90-day closing of escrow
- Minimum 60-days for appraisal contingency.
- Minimum of 45 days for inspection contingency.
- Title & escrow company is buyer’s choice.
>NOTE: Land seller must be flexible for extension if needed.
Send executed land contract and any Addedums to your Loan Consultant once your offer is accepted.
Step 6: Working with your Builder/Home Dealer
Work with your builder/home dealer to finalize the complete designs and cost of your home construction, plus all land improvements including building permits, grading, foundation,,, utilities, etc.
>>NOTE: This process could take several weeks or months depending on the complexity of your project.
Builders/Home Dealers typically require a deposit for the home and advance payment for preparing the site construction estimate. In some situations, part or all the permit fees will need to be paid prior to closing.
>>NOTE: Any money you pay out-of-pocket towards the project can possibly be credited towards your downpayment.
Once the numbers are 100% final, the builder/home dealer will send Golden Coast Mortage the cost of the home and the cost of all site construction. Your Loan Consultant will calculate all your loan fees/loan costs as mentioned in step 3. All the loan fees will be added to the builder/home dealer’s contract.
Step 8: Project Completion & Loan Payment
- Once all construction is complete, your loan interest rate may be modified to a lower rate depending on the market rates at that time; however, it cannot increase from when it was locked at closing.
- An Occupancy Permit will begin making monthly mortage payments 30 days after.